Employee Benefits

Retirement Planning

Retirement is an indispensable part of life.

In order to ensure that you are going to retire in security and comfort; you need to start planning for your retirement as soon as possible. There are two key components to any retirement plan, which need to be considered when developing your plan of action:

• Retirement funding which focuses on the accumulation of capital and assets to support a comfortable retirement.
• Retirement income which entails identifying the correct product and asset mix to generate a retirement income to meet your post-retirement needs.

Because planning for your retirement is key to your future security; a 3 x 2 wealth creation manger will help you structure and maintain your retirement plan.

A wealth creation manager will conduct a regular assessment of your changing financial circumstances as well as help you take advantage of the markets where appropriate.

Retirement Funding

Retirement annuities are an ideal way to save for your retirement because you contributions are - within limits - and you cannot access your capital until you retire. In addition your investment is protected from creditors should you go insolvent.

Preservation funds are an ideal place to park the proceeds of your employers pension or provident fund should you resign or be retrenched.

Retirement Income

When you retire from a retirement fund such as a pension fund or retirement annuity, you need to buy a living or life annuity that will provide you with an income during your retirement years.

CLICK HERE if you would like to learn more about the various retirement funding and retirement income options available from 3 x 2; or you would like to have an assessment of your existing retirement planning strategy.